How to Read an Off-Plan Payment Plan

Off-plan payment plans are quoted as pairs or triplets of numbers with very little explanation attached. They are simple once you know what the numbers refer to, and the differences between them matter more than the headline price.

30 / 70

30% of the price is paid during construction, in instalments tied to progress milestones, and the remaining 70% falls due at handover. This is the standard plan on all three projects still selling. It front-loads less than it appears: the construction-stage payments are spread across the build, but the balance is a single large obligation on the day you collect keys.

1% Monthly

The same construction-stage share, restructured into fixed monthly instalments rather than milestone-triggered ones. It is easier to budget against and it decouples your payments from the pace of the site. Floareá Skies and Floareá Oasis are both offered on a standard 30/70 or a 1% monthly variant.

Post-Handover: 30 / 35 / 35

30% during construction, 35% at handover, and 35% spread across a period after you have taken possession. The advantage is obvious — the largest obligation no longer lands on handover day. The thing to check is the term over which that final 35% is spread and whether it carries a charge, because a post-handover plan is a form of credit whether or not it is described as one.

What to Ask Before Signing Any of Them

Which specific construction milestones trigger each instalment. What happens to the schedule if the handover quarter moves. Whether the post-handover portion is interest-bearing. And what the escrow arrangement is, because a payment plan is only as sound as the account the payments go into.